Whatever your goal is–understanding the sources of financial difficulty, building a nest-egg for the future, or protecting your current assets–NFDM programs can provide you with a plan of action that sets you on the path to success.
Financial Literacy Education–Through both adult and student programs, NFDM supports lifetime financial wellness for your entire family.
Adult Bank On It:
Recognize the major types of insured financial institutions
Recognize banking terms
Recognize the difference between banks and check-cashing services
Identify bank employees and their jobs
Identify types of accounts
Describe banking services
Borrowing Basics:
Explain the value of credit
Describe different types of loans
Check It Out:
Identify the benefits of using a bank versus using a check-cashing service
Identify types of checking account fees
Compare types of checking accounts
Open a checking account
Write checks
Use ATM and debit cards
Keep records for a checking account
Reconcile a checking account
Money Matters:
Describe the concept of budgeting
Recognize the benefits of budgeting
Use a budgeting tool
Pay Yourself First:
Identify ways to save money
Describe how money can grow when you save
Tell the difference between different types of savings and investment accounts
Keep It Safe:
Identify laws that protect your rights as banking consumers
Identify ways to avoid scams
Identify ways to protect your identity
Resolve complaints regarding your bank accounts
To Your Credit:
Identify a credit report and how it is used
Order a credit report
Read a credit report
Identify ways to start repairing credit
Recognize credit repair scams
Identify available resources
Charge It Right:
Identify characteristics of credit cards
Describe the costs of using a credit cards
Recognize potential problems with credit card use
Loan To Own:
Describe different types of consumer installment loans
Determine the right installment loans for your needs
Your Own Home:
Describe the benefits and pitfalls of renting versus owning a home
Ask questions to determine readiness to buy a home
Identify different mortgage programs
Recognize basic terms used in a mortgage transaction
