SHARE Florida Food Network with the National Foundation for Debt Mangement–10/24/09

October 23, 2009 at 10:58 am · Filed under Community Events ·Tagged , ,

Come join NFDM for a morning of volunteering. Choose the 5am-8 am or the 8am-11am shift.

If you or someone you know is in need of quality food at discounted prices, come experience what a great resource SHARE food network is for our community.

Saturday, October 24

1405 East 2nd Avenue
Tampa, Florida

October Basic Package

1.5 lbs. Tyson Grilled Chicken Tuscany & Penne Pasta
2.4 lbs. Chicken Roaster Drums
1 lb. Center Cut Boneless Pork Chops
2-5 oz. per pkg Tyson Asiago Cheese & Beef Wraps
1 lb. Ground Beef 85/15

Plus a variety of fresh fruits and vegetables!

The Basic Package has a retail value of $36 or more, you pay only $18!

The monthly Basic Package contains five frozen meat selections, plus a variety of seven fresh fruits and vegetables.

You may purchase as much food as you wish over the minimum $6 purchase. Produce packs are $6 and basic packages are $18. Specialty packages and Select items are priced separately. All orders must be placed with local Host Site. Due to market conditions food items may be subject to last minute changes.

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Scared to answer the phone to another creditor’s voice? National Foundation for Debt Management can help stop those phone calls.

October 19, 2009 at 2:35 pm · Filed under Uncategorized ·Tagged , ,

A leader in the field of financial wellness services, NFDM offers Foundation members a range of programs—including professional credit and housing counseling, debt management services and a host of educational programs and seminars—designed to help you achieve financial security.

As a member of the Foundation, you may work one-on-one with one of our certified credit counselors to determine the level of assistance you require to maximize your hard-earned dollars and to reach your personal goals.

Members that have their finances under control benefit from ongoing access to educational materials, live seminars and workshops, or services designed to help you maintain good standing and protect your future.

Material available via our web site, including multimedia presentations and online discussion forums, provides Foundation members with anytime access to sound financial information and allows you to set your own pace for learning.

Those requiring a more hands-on approach may take advantage of counselor led or designed educational programs structured  to enable you to regain control of your finances.

NFDM’s homeownership counseling professionals provide members with invaluable information, from understanding the home mortgage qualification process to proper budgeting to ensure that you can maintain your quality of living through changing markets and interest rates.

The Foundation also offers a customized debt management program, to all members who determine this to be their best course of action. Through this program, tens of thousands have improved their financial outlook, having gained the necessary understanding of money management and personal finance to avoid the need for assistance in the future.

To learn more about financial education and debt management, visit the Credit & Debt section of our web site, or contact us for more information.

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FREE Community Empowerment Expo St. Pete, FL–Building a Pathway to Health and Prosperity

October 12, 2009 at 10:28 am · Filed under Community Events ·Tagged , ,

Join National Foundation for Debt Management and an array of financial institutions and non-profit agencies for a day of FREE “Health & Financial Fitness!”

Saturday, October 24, 2009

9:00am-1:00pm

Enoch Davis Center

1111 -18th Avenue South

Saint Petersburg, FL

Learn about:

* Managing Money in Tough Times

* Tax Credits

* Employment Resources

* SSA Work Incentives

* Info on H1N1 (Swine) Flu

* Financial Fitness for Home Ownership

* Matched Savings Accounts

* Bank on St. Pete

* Healthy Eating on a Budget

Exhibitors from various organizations will also be attending the event to share information on the resources that they provide to the community. A sample list of exhibitors include:

· National Foundation for Debt Management 🙂

· St. Petersburg Neighborhood Housing Services

· United Way of Tampa Bay

· City of St. Petersburg

· Wealth Building Coalition of Pinellas County

· Internal Revenue Service

· Habitat for Humanity

· WorkNet Pinellas

· Department of Financial Services

For more information, contact Michael Roush at mroush@ndi-inc.org.

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Because you and your loved ones deserve it: HECM and Reverse Mortgage Counseling

September 30, 2009 at 7:54 pm · Filed under Reverse Mortgages

Approved by the U.S. Department of Housing and Urban Development (HUD) to provide home equity conversion mortgage (HECM) counseling, National Foundation for Debt Management (NFDM) counselors help seniors arrive at their most informed decision when considering their reverse home mortgage options.

NFDM provides seniors with information on: loan amounts, payment options, home ownership requirements, advantages as well as disadvantages, and reverse mortgage program benefits. In addition, we provide information about other programs and alternatives to obtaining a reverse mortgage.

NFDM boasts 30 exam qualified HUD/ HECM National Counseling Network counselors, fully trained in phone etiquette and in senior sensitivity, and a HECM exam pass rate that exceeds the national average by 20%. During 2008, NFDM counselors performed more than 20,000 sessions. Of these, more than 400 were performed free of charge to seniors who proved otherwise unable to afford it. In these cases, the free session empowered clients that were facing bankruptcy, foreclosure and Hospice care to remain in their homes.

All reverse mortgage counseling sessions follow strict HUD protocol. Our purpose, as a HUD approved reverse mortgage counseling agency, is to make sure homeowners have all the information required to make an informed decision regarding a reverse mortgage.

Complete our contact request form, to have an NFDM counselor assist with your situation (form will open in a new window).

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TOMORROW with NFDM–Tampa Volunteer Opportunity and Brandon Financial Resource Fair

September 25, 2009 at 11:20 am · Filed under Tampa Events ·Tagged , ,

Florida friends:

Our team at the National Foundation for Debt Management will be busy this weekend, and we want to invite you to join us!

Our morning will start early at SHARE Florida Food Network. We will be distributing food to folks in our community in need. If you’re CRAZY, join us for the 5am to 8am shift. Otherwise, we’ll see you at the 8am to 11am shift. Make friends, get connected, and share your time and talents. Your presence will be appreciated!

Check out these sites for more information:

http://www.facebook.com/event.php?eid=138813282404&ref=mf

http://www.shareflorida.org/

After that, join NFDM at the Brandon Financial Resource Fair.

This event is designed to:

* Provide information and resources to support and help our community members who may be facing financial hardships
* Strengthen community spirit and participation
* Inform participants about budgeting, debt management, and foreclosure prevention

Workshop topics include:

* Housing
* Money Management
* Family Communication

Resource fair participants:

National Foundation for Debt Management 🙂
Women’s Resource Center
TECO, SHARE, ECHO 211
Crisis of Tampa Bay
Hispanic Services
Workforce Alliance
Bay Area Legal Services

We’ll be meeting at the Brandon Bay Life Church, and activites start at 10 in the morning.

More info here…http://www.facebook.com/event.php?eid=155323821677&ref=mf

National Foundation for Debt Management is a 501(c)(3) educational organization based in Clearwater, Florida. We were founded to help people better understand their personal finances and take control of their financial lives. NFDM has helped thousands of consumers achieve relief from crushing debt and has provided advice about personal financial matters to many thousands of others. Our certified counselors and educators have worked with schools, community groups, churches, charitable organizations and others to help citizens learn personal finance skills from the most basic to more advanced. We are on the cutting edge of a growing movement to provide comprehensive understanding of financial matters to people in all walks of life.

We are very proud of the work we have done in our community and beyond. Our goal is to help people understand and take control of their financial lives and to become the standard bearer in the teaching of financial literacy and empowerment.

We’re confident we can make a positive difference in the lives of individuals and families and throughout the United States, and we invite you to join our community!

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Debt Help, Money Management, Financial Counseling–National Foundation for Debt Management

September 16, 2009 at 2:48 pm · Filed under Debt Management Programs ·Tagged , ,

National Foundation for Debt Management is committed to fostering community education on money management, budgeting and appropriate use of credit. Since 1999, NFDM certified financial counselors have assisted thousands of families. We are dedicated to providing professional and confidential services to assist families and individuals who are in financial distress. Click here to learn more about what we do to help consumers understand, build, control and protect their financial futures. 

Education Team

Click here to meet the experts who personally carry NFDM’s message of financial wellness to thousands in our community and across the nation.

Charities

Throughout the year NFDM supports many local and national charitable organizations. As part of our mission as a non-profit organization, we have a responsibility to contribute to the wider community and are committed to helping others achieve their financial goals through education. We encourage our staff to take part in events both inside and outside of work striving to improve our schools, strengthen neighborhoods, and encourage volunteer service.

Our goal is to make a positive difference in peoples lives. Click here to view some of the organizations that benefit from our efforts.

Careers

The cornerstone of our Foundation is the committed team of qualified individuals that make up the NFDM staff. Click here to learn more about our work environment and about obtaining a career position with NFDM.

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Eliminate your Debt the RIGHT way with the National Foundation for Debt Management, Inc.

September 10, 2009 at 9:58 am · Filed under Debt Management Programs ·Tagged , ,

Debt Management Programs

Do you feel as though you are struggling to stay on top of your finances?

When you enroll in NFDM’s debt management program, you will have the opportunity to work with a certified credit counselor. Our debt management expert will walk you through a customized solution to your financial difficulties.

Foundation members who enroll in NFDM’s debt management program may also benefit from the following:

> Consolidation of multiple monthly payments into a single payment
> Reduction of interest rates on money owed to creditors
> Reduction or elimination of late charges and other fees
> Improved understanding of issues related to money management

Ready to enroll? If yes, please visit the Enroll Me section of this Web site to get started. http://www.NFDM.org

Not sure? The financial analysis tools in this section of the web site should help you decide if your financial situation warrants enrollment in a debt management program. If, after that, you’re still not sure, give us a call at 800.344.5153.

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Eliminate your debt the RIGHT way with the National Foundation for Debt Management, Inc.

September 8, 2009 at 11:07 am · Filed under Debt Management Programs

Debt Management Programs
Do you feel as though you are struggling to stay on top of your finances?

When you enroll in NFDM’s debt management program, you will have the opportunity to work with a certified credit counselor. Our debt management expert will walk you through a customized solution to your financial difficulties.

Foundation members who enroll in NFDM’s debt management program may also benefit from the following:

> Consolidation of multiple monthly payments into a single payment
> Reduction of interest rates on money owed to creditors
> Reduction or elimination of late charges and other fees
> Improved understanding of issues related to money management

Ready to enroll? If yes, please visit the Enroll Me section of this Web site to get started.

Not sure? The financial analysis tools in this section of the web site should help you decide if your financial situation warrants enrollment in a debt management program. If, after that, you’re still not sure, give us a call at 800.344.5153.

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Home Buyers’ Counseling

August 31, 2009 at 1:49 pm · Filed under New Home Buyers

Uncertain economic times can make the dream of homeownership seem difficult to reach. NFDM, a HUD approved counseling agency, can help place that dream within your grasp.
Our pre-purchase counseling program can show you how to qualify for a market – rate mortgage. NFDM’s certified counselors are available to provide you with education on what it takes to become a homeowner. In person or over the phone, we offer confidential one-on-one counseling. Our expert counselors review you financial situation with you to help you understand ‘how much home’ you can afford and develop a personalized plan to get you into your home.

 

We take you step-by-step through the loan process, supply you with information to avoid predatory lending, and show you how to take advantage of the loan option best suited to your situation. We even help you research and determine whether you qualify for down payment assistance programs that may speed up progress toward your goal of owning a home.

 

NFDM also hosts public and private workshops in Pinellas county Florida, where residents may learn about the homeownership process in a classroom setting.
Call NFDM’s Homeownership Hotline, to discuss what we can do to help make your dream of owning a home a reality.

 

Contact: 1-888-301-8167 or, complete and return the homeownership counseling application to have an NFDM homeownership counselor contact you.

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Save Money on the Road

August 24, 2009 at 9:30 am · Filed under Saving Money

 Over the past couple of years, the price of gas has weighed heavily on the minds of consumers. In the meantime, our wallets seem to have grown lighter. One of the things you can do to put yourself back in the driver’s seat and keep money in your pocket is ride sharing or carpooling.

Many of NFDM’s counselors and educators share rides to and from work: It saves money on gas. You can reduce wear – and- tear and maintenance costs, since each automobile is used less often. Insurance providers may be able to reduce your monthly premium, if you make them aware that sharing rides has cut down on the number of miles you put on your vehicle.

Saving just twenty-five dollars each week, through ride sharing adds up to $1,300.00 in one year’s time. That may be your mortgage payment, for one month, or property taxes for a year. Ride sharing can help pay for your next vacation, or start your kid’s college fund.

Carpooling is also good for the environment. The fewer cars there are on the road, the fewer greenhouse gases and pollutants enter the atmosphere.

As an added bonus, sharing rides gives us more opportunities to build strong relationships with our co-workers. Ride sharing is not just for fellow employees. Working families can also benefit from spending less money and spending more time together. Carpooling can turn your travel time into quality time.

Ride sharing is just one of many ways that you may be able to reduce your personal spending. Click here to let us know how you save money on the road.

 

Need help? NFDM counselors can review your finances and help you create a budget that keeps you on track toward achieving financial wellness.

 To learn how NFDM can help you reach your short- and long- term financial goals, contact us by sending an email to counselors@NFDM.org (be sure to include your name, a phone number, and the best time to reach you).

You can also reach a certified credit counselor, Monday through Friday, 9 am to 7 pm (EST), by calling us toll – free at 866.409.6336.

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